Instant Approval Credit Cards

Instant approval credit cards make it easy to get a card in your pocket fast but are they right for you. Applying for instant approval cards is an excellent way to get a fast credit line to meet your financial needs. They are typically for those with a lower credit score ranging from damaged to bad credit, but it’s not uncommon to see instant approval credit cards for all credit scores. A great feature of some instant approval credit cards is that they do not perform a credit check. No credit check means that it can not hurt your credit score for applying. Learn more about our partners offers, rates, and features from the recommended cards and apply online.

We have provided some top instant approval credit card offers below.

Apply using a fast and secure application now.

Total Visa® Card

  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus

Regular APR

See Terms*

Annual Fee

See Terms*

Activation Fee

See Terms*

Credit Recommended

Fair/Bad Credit

Learn More

Program: 2052

First Access Visa® Card

Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.

  • Checking Account Required
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit)
  • Issued by Mid America Bank & Trust Company, founded 1920, Member: FDIC

Regular APR

See Terms

Annual Fee

See Terms

Credit Recommended

Fair/Bad

Learn More

Program: 1904

Net First Platinum

The Net First Platinum card could be the perfect card for you.

Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $500 credit line could be available to you faster than you ever thought possible.

  • No Credit Check
  • Fast Online Application
  • Always 0.0% APR
  • Instant Approval

*See Card for Details

Credit Line

$500 Limit

Regular APR

0% APR

Monthly Fee

See website for Details*

Credit Recommended

Damage credit to Fair credit

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Program: 1631

Unique Platinum

Guaranteed $1000 Credit Line! Get the things you want today!*

  • $1000 Credit Limit
  • No Credit Checks
  • Instant Approval
  • 0% Financing
  • No application denied for bad credit!

*See terms and conditions

Credit Line

$1,000

Regular APR

0%

Monthly Fee

$19.95

Credit Recommended

Any Credit Welcome

Learn More

Program: 1673

More About Instant Approval Credit Cards

Instant approval credit cards provide a broad range of features including 0% APR, no credit check, fast and easy application, and a new credit line in your pocket. Our partner’s credit limits range from $300 - $1,000, and it can be yours by simply applying above. Each offer comes with different features. Do your research and apply for the credit card that fits you best.

If you need a credit card fast and you currently do not have credit, an instant approval credit card may be for you. Some secured credit cards require a deposit as a retainer, which is 100% refundable. Others include monthly fees and no deposit. It depends on you, and your credit card needs to decide what’s right for you. If you are looking to build credit and can afford to give the credit card provider a refundable retainer, we suggest you go with the secured credit card.

Regardless of your situation, it’s important to be responsible with your instant approval credit cards. Pay your bills on time, keep a low balance, and enjoy your new credit line.

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