Using secured credit cards for bad credit is an excellent way to help you build or create your credit history. Secured credit cards for bad credit provide users with a credit line. The card reports any payment activity to all the major credit bureaus on a regular basis. Making at least the minimum payments on-time and keeping a low balance will, in time, help your credit score and in return improve your credit history. Keep in mind that the card must be funded with a security deposit that is equal to the credit line before it can be activated.
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