Secured Credit Cards For Bad Credit

Using secured credit cards for bad credit is an excellent way to help you build or create your credit history. Secured credit cards for bad credit provide users with a credit line. The card reports any payment activity to all the major credit bureaus on a regular basis. Making at least the minimum payments on-time and keeping a low balance will, in time, help your credit score and in return improve your credit history. Keep in mind that the card must be funded with a security deposit that is equal to the credit line before it can be activated.

Apply for top secured credit cards for bad credit from our partners below!

First Progress Platinum Prestige MasterCard® Secured Credit Card

  • No Credit History or Minimum Credit Score Required for Approval
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200—$2,000 Submitted with Application
  • Nationwide Program though not yet available in NY, IA, AR, or WI
    *See Card Terms.

Regular APR

9.99%

Annual Fee

$49

Credit Line

$2,000

Credit Recommended

Damaged/Fair

Learn More

Program: 1613

Applied Bank® Secured Visa® Gold Preferred® Credit Card

  • Better than Prepaid…Go with a Secured Card! Load One Time - Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
  • 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit - Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime

Regular APR

9.99%

Annual Fee

$48

Credit Line

See website for Details*

Credit Recommended

Poor/Fair/Limited/Damaged

Learn More

Program: 2054

OpenSky® Secured Visa® Credit Card

  • Build Your Credit fast with our monthly reporting to all 3 major credit bureaus.
  • Choose your credit line as low as $200 up to $3000, secured by a fully-refundable* security deposit.
  • Security deposit needs to be submitted before the credit card can be issued.
  • No credit check necessary and no checking account required; apply in less than 5 minutes.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card.

Regular APR

18.39% (variable)

Annual Fee

$35

Credit Line

$200-$3000 at time of application

Credit Recommended

Poor

Learn More

Program: 1051

primor® Secured Mastercard® Gold Card

  • Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • See additional primor® Secured Mastercard® Gold Card details

Regular APR

9.99% (F)

Annual Fee

$49

Credit Line

$200 to $5000

Credit Recommended

Poor/Limited/No Credit

Learn More

Program: 1926

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